Business Insurance

Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. ENG Business Insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.

Business Insurance Plans

ENG Insurance offers business insurance and commercial insurance across Miami, Broward and all of South Florida

What is Business Insurance?

Business insurance is also known as Commercial Insurance. Commercial insurance coverage includes several different types of coverage to protect your business from losses. With the right policy, you can protect your business and business vehicles against liability claims, worker’s compensation claims, among other losses. Due to the many risks and potential threats it’s imperative that your commercial insurance policies protect you and your business venture.

We Offer You More Options

What Types of Coverages Are Offered for Business Owners?

Business Owner’s Policy (BOP)

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This coverage is a packaged deal that includes property (protects your building and contents), liability (protects your products/operations that may result in the damage or injury to another), and business interruption coverage (protects your company from fire or other accidents that may result in loss of income or operation of the company.)

General Liability

This coverage protects your business if you’re sued for personal injury or
property damage. A typical policy covers those accidents or damages that occur on-site or as a result of using goods/services sold by the company.

Commercial Property

This coverage covers not only the building that your business owns or rents but also covers your equipment, tools, computers and furniture.

Commercial Auto

This coverage protects your business for losses or damages to vehicles used by your business and for damage to others caused by your business vehicles.

Contractors

This coverage refers to multiple policies that covers risks that general contractors and other contractors face. This protects you against liability.

Cyber Liability

This coverage provides protection from the risk that is posed by companies when they store information on paper files or on the internet. Loss of private information or a breach in confidentiality is a common type of cyber liability.

Professional Liability

This type of coverage protects businesses in the service and consultant industry. It covers your business for damages caused by a product designed, supplied, or manufactured by your business.

Errors & Omissions (E & O)

This coverage protects companies and their workers against claims of inadequate work or negligent actions. A variety of different E & O coverages are available for small businesses.

Garage

This coverage is designed to cover bodily injury or property damage caused by an accident during garage business hours. This coverage is typically purchased for auto repair shops, auto dealerships, tow truck drivers, and service stations.

Flood

This coverage helps protect your business from damage caused by floodwater.

Umbrella

This coverage is designed to assist with your General Liability policy. In your General Liability policy, there are limits. When those limits are reached, you as the business owner are no longer covered. With an Umbrella Insurance Policy, this provides protection from where your General Liability policy limits left off, so you do not have to pay out of pocket for the remainder of the losses. Your business is vulnerable without enough coverage.

Why Choose ENG Insurance?

Our professional agents will work with you to guide you to find the best coverage for your business and assets while keeping a cost-effective plan in mind. Running a business is important and it deserves great quality of protection and care. We specialize in an array of coverages to ensure that your business is protected by the various liability risks and property losses. We also look at other exposures your business may have according to your personnel, location and future needs.

We service the following cities and surrounding areas:

Broward County
  • Cooper City
  • Dania
  • Ft. Lauderdale
  • Margate
  • Pembroke Pines
  • Sunrise
  • Coral Springs
  • Davie
  • Hollywood
  • Miramar
  • Plantation
  • Weston
Miami-Dade County
  • Aventura
  • Hialeah
  • Kendall
  • Miami Lakes
  • North Miami
  • Pinecrest
  • Coral Gables
  • Hialeah Gardens
  • Miami
  • Miami Springs
  • Palmetto Bay
  • West Kendall

Get A Quote

Please contact us with questions and to set-up an appointment for a free insurance quote by filling out the form below or giving us a call.




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We make sure that your insurance needs are covered for today and in the future.