Business insurance protects you from the unexpected costs of operating a business. Businesses in South Florida are exposed to various risks. Business insurance can protects business owners from the gaps to protect your personal assets and business assets. Commercial based businesses and home-based business require specific coverages designed specifically for your business. For certain businesses, a business insurance policy is legally required. Insuring your business is achieved with commercial insurance coverage that includes several different types of coverages to protect your business from losses.