Contractors are like any business. You need property and general liability insurance to minimize the basic financial risks of running a business.

Contractors Liability Insurance

Contractor Insurance in South Florida,

Miami, Broward and Surrounding Areas.

Contractors insurance can be difficult to understand. Contractor insurance has multiple policies that cover risks general contractors face. This protects you against the liability. At ENG Insurance we specialize in contractors insurance and provide precise solutions to your needs at an affordable cost with a reputable insurance company.

We insure various types of contractors:

  • General Contractors
  • Independent construction contractors
  • Repair handyman or servicing contractors
  • Plumbers, carpenters, electricians, painters
  • House cleaners and commercial carpet cleaners
  • And many more

Below is a list of contractors insurance coverage:

  • General Liability: Legal costs stemming from third-party lawsuits over bodily injury, property damage, and completed operations.
  • Worker’s Compensation: This coverage provides wage replacement and medical benefits for those injured on the job.
  • Tools & Equipment: Small hand tools that do not exceed the value of $500 are covered. Larger tools must be insured with a separate policy.
  • Builder’s Risk: Property insurance which indemnifies against damage to buildings while under construction.
  • Commercial Property: This is the value of your business property when its damaged by a covered risk.
  • Surety Bond: Your client’s financial loss if you fail to deliver on contracted services.
  • Commercial Auto: Damage to and caused by business owned vehicles.
  • Contractor’s Equipment: Value of business property when it’s in transit.
  • Plus more

We service contractors across South Florida. Contact us to find out more about Contractors insurance and which specific policy meets your needs.

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Please contact us with questions and to set-up an appointment for a free insurance quote by filling out the form below or giving us a call.


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    We make sure that your insurance needs are covered for today and in the future.