Professional liability insurance is a form of liability insurance also known as errors & omissions (E&O). This type of insurance is a specialty coverage. This type of professional indemnity insurance protects professionals that provide professional advice to a client and the client gets harmed due to that professional advice. Professional liability coverage is not provided under homeowners endorsements, in-home business policies or business owners policies (BOP). Professional liability insurance is designed to protect traditional professions against liability incurred as a result of negligence in performing their professional service.
Also known as Errors and Omissions (E&O Insurance), professional liability insurance is protection for your business from claims of negligence related to a professional service.
Contractors Liability Insurance
Professional Liability Insurance
for businesses in South Florida,
Miami, Broward and Surrounding Areas.
Some examples of traditional professions are but are not limited to are:
- Insurance Agents
- Medical Professionals
- Real Estate Brokers
- and more
Professional Liability Insurance in Florida
Typical coverages in Florida typically cover:
- Negligence – alleged bad advice or mistakes on the part of the professional within a stipulated period.
- Defense cost – coverage of court costs and defense costs.
- Past services – protection for the services completed in the past, upon at agreed period of time.
- Employees and Independent Contractors – covers mistakes made by you, your employees, temporary staff or independent contractors employed by your firm.
Professional liability insurance is required by professionals who have expertise in a specific area because general liability does not provide this kind of coverage. Professional liability insurance does offer protection against claims arising out of business or professional practices such as negligence, malpractice or misrepresentations. Contact one of our expert agents to find out more about Professional Liability insurance and how we can help protect you.
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